You’re hosting Thanksgiving this year. Your guest list is set, menu planning has already commenced, and it’s going to be the most delicious holiday yet. But you’re forgetting something: Fall decorations to set a festive tone for the feast. Before you get wound up over yet another thing you have to do, take a breather and focus. Specifically, focus on adding simple decor to three key areas to make your Thanksgiving delectable and beautiful. The dining table Livening up your...

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Does someone in your house - perhaps a young someone - tend to throw open doors with reckless abandon? Or maybe the door just bangs against the wall because you don't have a good door stop in place. More than likely, this has caused a hole in your wall from the doorknob hitting it. If this is the case, no worries! It’s something you can easily take care of yourself. All you need to do is repair the hole, strengthening the...

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Commercial sales transactions span the price spectrum, but tend to be measured and reported based on size. Commercial real estate (CRE) deals at the higher end—$2.5 million and above—comprise a large share of investment sales. Smaller commercial transactions tend to be obscured given their size. However, these smaller properties provide the types of commercial space where average Americans engage on a daily basis. The National Association of REALTORS® Commercial Real Estate Outlook: 2016.Q4 report focuses on market performance in both...

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Over the past several months, coyote sightings have increased significantly, in Torrance and in the surrounding region. It is important to take precautions and avoid contact with coyotes and other wild life. In an effort to help increase awareness within the community, especially for students who are visiting parks or other open spaces within the City, TPD is visiting schools over the next few months to help educate students on coyote safety and safety in general.Please review the attached information...

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Three years after the ability to repay (ATR) rule was implemented, the risky mortgage products that became common during the last boom and helped fuel the unsustainable run-up in prices are rare. That is one of the key takeaways from the 12th Survey of Mortgage Originators (SMO) which covers lenders’ insights on trends and policy changes in the 3rd quarter of 2016. Other insights from the 3rd quarter SMO include: Non-QM lending has not bounced back from the implementation of...

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The numbers are in for 2016—selling your home with a REALTOR® could get you $60,000 more on your home sale. From the recently released 35th anniversary edition of the Profile of Home Buyers and Sellers report, homes sold with an agent or broker received a median of $245,000 in 2016 compared to the median selling price of $185,000 for For-Sale-By-Owner (FSBO) home sales. That number drops even lower to $168,300 when the FSBO seller knew the buyer, that’s $76,700 less...

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